Moving out for the first time: a UK checklist

The first move is mostly about money you have not budgeted for. Get the upfront costs and the bill set-up right. And the actual moving part is a two-hour man-and-van job.

7 min read · Updated 2026

Upfront costs to budget for

Upfront costs to budget for
CostTypical UK amount
Tenancy deposit5 weeks' rent
First month's rent in advance1 month
Man and van for a small load£180–£320
Broadband setup£0–£40
Starter kit: bedding. Kitchen. Cleaning£200–£400
Contents insurance£8–£15 a month

Paperwork before you get the keys

  • Check your deposit is protected in a government-approved scheme within 30 days.
  • Read the inventory carefully and photograph every existing mark before you unpack.
  • Confirm who is responsible for the council tax. Full-time students are usually exempt.
  • Note the notice period and break clause dates in your calendar.

Setting up your bills

  • Take meter readings on day one and send them with photos to the supplier.
  • Register with the council for council tax and the electoral roll.
  • Set up a TV licence if you watch live television or BBC iPlayer.
  • Arrange contents insurance; the landlord's policy does not cover your belongings.

First flat kit list

  • Bedding. Towels. A pan set. Two chopping boards and a can opener.
  • A toolkit with a screwdriver set. Allen keys and a hammer.
  • Cleaning kit. Bin bags and a first aid box.
  • Extension leads and a torch. You will need both in week one.

FAQs